New and future RE investor from NY, NY!

[John Flores]

Hello all BP members, 

My name is John F. and I reside in NYC looking to invest in rental properties in Upstate NY, possibly just possibly in PA too. I am looking for people to network and hopefully work with as well as any tips and advice. You could check out my profile for more of my history and more about me. 

1) To anyone, especially investors in the upstate NY area, what are some good neighborhoods and cities/counties to invest in that contain some fixer uppers for less than 80k? I am currently looking at Buffalo, Albany, Saratoga Springs, and Oneonta and have found several promising properties that meet what I am looking for (multi-family fixer uppers). I have a good friend who resides in Buffalo and has recommended some neighborhoods to look at, but I want more areas to look in before I am set on a property to move forward with, any suggestions would greatly help me (as well as in PA).

2) To anyone who knows or know of some solid hard/private money lenders who will gladly take a risk in an up and coming 19 year old RE investor with an excellent credit score and money management skills, swing their info my way! Due to my age, a good amount of hard money lenders and credit unions turn me away, including my own bank (but that's probably due to my interest in RE and not home occupancy). A HML that doesn't overdo the interest rate is a big plus too since the loan amount I'm seeking is only 100k, but if I can get more that opens up a lot more properties I can look at.

3) To any proven real estate agent who would gladly work with me to find and complete my first rental property purchase in the NY (upstate) area please feel free to message me. A few actually already have, and I have messaged a couple, haven't found the right one just yet. 

The more you get to know me the more you'll realize that I am not like almost all other 19 year olds. I've done my reading and hours and hours of practicing doing the numbers on rental property analysis. It's time for me to put the books down and actually walk the walk and purchase my first property. I will succeed in my RE journey and I will purchase my first property before I hit the big 2 decades old. I'm taking probably the biggest risk anyone can take at 19 years old by delving into RE, so why not take a risk in me. Thanks to all who have stuck with me to this point and I wish everyone the best! Happy hunting.