New member in Green Bay WI with a big question!

[Alex Shefchik]

Hello everyone, my name is Alex Shefchik and I am new to the real estate investing world. I have been looking at places for about the last year and I am looking to jump into it. I have started to read some of the literature here on BiggerPockets which has been very helpful. However, I have one question as I get ready to purchase my first property. The one I am currently looking at is a triplex for $115K. They say the first property should be purchased with an FHA loan with 3.5% down to maximize cash flow. However, I have a little nest egg and could easily afford putting the 25% and use as an investment loan so I didn't have to live in it. It would be about a 35 minute commute to work as well. This would then give me three sources of income, the ability to not live there, and then I could use the FHA loan on a more expensive property that may come up in the next 6 months. I wanted to get someone's take to see if I was missing something?

Thanks much and looking forward to making some connections!

Alex