New to RE Investing $ Raleigh.Buying 1st property within 30 days.

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Hello BP,

So i moved to Raleigh about 5 months ago and have decided that I'm going to invest in real estate. I've done a great amount of Due Diligence and research, I have a great agent as well. I plan on buying my first investment property within 30 days. One of the main problems I have is, is that I have no income. I have an Excellent credit score, no mortgage, paid off college loans, nice amount of liquid assets, as well as non liquid assets. So the only type of loan I can qualify for is asset based-and that requires a 40% down payment. The one good thing I see about putting down such a large DP, is I have less money to pay off and a lower mortgage payment. But 40% is a lot. Can anybody give me some advice, insight or personal experience. My goal is rent out while the property appreciates. Thanks in advance!  Also I'd like to hear your opinions on what are the best areas in Raleigh to buy a rental property.