Newbie Paul from Albuquerque

[Paul Falardeau]

Hello all!  My name is Paul and I'm from Albuquerque, NM.  I'm new to Real Estate Investing.  I've been to some classes and I'm reading everything I can get my hands on.  I look forward to learning even more here on Bigger Pockets.

My long term goal is to invest in multi-unit apartment complexes for regular cash flow, and I'm currently looking at some four-plexes to get started.

My short term goal is to do several fix & flips for at least the next two to three years.  

My challenge is funding. I do not have much cash on hand, and even my "retirement" funds are not very big. I know I can use HML for fix & flips, but I'm not sure how to fund my rental properties. Anything I can learn from all of you seasoned investors would be greatly appreciated.

I'm looking forward to the day when I'm experienced enough to help other newbies here on BiggerPockets.