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[Matthew Osborne]

I am a homeowner who has one rental property. It was our first home, and when we were ready to move, we tried to sell it through lease with option to buy (lease option.) They were never able to get a loan to buy, but have been leasing for 6 years now. The worst part of this arrangement is that we took a 100% loan on the property when we bought it and did not get it at an investment price, so we are still making payments.

I am now looking to invest in properties without having to take a 100% loan like we did with our first home.