Total newbie with a dilemma

[Evan D.]

Hello everybody. My name is Evan and I am 21 years old from Saskatoon Canada. I have been subscribed to bigger pockets podcast for a few months and have read their excellent e book. Here is my dilemma.

I am a third year university student. However my parents are paying my tuition and have encouraged me to save for my own home, which I have. As a result of working long n hard since I was 17 years old I have amassed bout 90k to my name. 50k is in assets like  TFSA RRSPS and so on. So I have 35k in a high interest savings account that I intend  keep increasing through working and saving as I have. I have no big Big bills. Just a car payment (which  used a Loan for to establish credit which may have been a mistake) and everyday things such as cellular bills.

Since one podcast encouraged to reach out to older experienced investors on these forums. My question is where would you go from here at this stage in my life? Do I take a risk (yes I have the dreadful analysis paralysis) and consider buy and hold or flipping to expand my net worth soon? Or do I put a big chunk into a good down payment t lower my own mortgage in two years?

The answer should be obvious to me. But it is not unfortunately so I need some opinions. 

I look forward to hearing from you guys!