A Tad Bit Confused

[Ryan Charles]

So I'm beginning my career in real estate and I'm very excited!! So far I know I want to focus on single and multi family houses and I'm interested in the buy-and-hold niche as well as flipping. I'm a tad bit confused on how I should handle fixing my credit so I can take out a loan to purchase my first house. I live in New York City and recently got a full time job to support myself but I don't want to lose track of what I really want to do. I'm eager to jump in and get started but I think it'll take forever between fixing my credit and working my full-time job. Help please!!!!!!

[Ned Carey]

@Ryan Charles congratulations for realizing the first step to doing real estate investing may not be doing real estate deals. Often getting your finances in order first is your fastest way to success. If you can't handle your finances well when you don't have much  money you probably won't do it well when you do have a lot of money. It is relatively common for people with a lot of money or high income to still stress over and struggle with their finances. 

There are forums on the net on how to build credit. I believe one is called "Credit Boards"  Get some credit somewhere and pay it off regularly on time. Some credit cards are not hard to get and if necessary you get even get a "secured card"  There are sites that will tell you what cards are the easiest to get and even what credit scores are necessary. 

In the mean time you can be; learning the business, out looking at deals and learning your market, and networking to make contacts with the right people.