Advice request on next steps in a unique situation.

[Jean Cadeau]

Greetings and salutations, 

I recently started a new job in commercial construction management, part of the job requirements is moving every few years for a new project. The company pays peridium and covers moving costs. Me and my wife currently have two houses one primary and one rental, we are about to move, and I will be turning our primary into another rental. I just recently started an L.L.C and hoping to put the properties under the L.L.C, with all this going on I would like some advice on some questions I have on how to proceed best going forward. 

1. Can I transfer the VA loans into my L.L.C?

2. Should I utilize my VA loan to purchase the next property and if so should it be a quad plex (this is the maximum size you can use a VA loan on) or single-family home? (Location is Birmingham, AL)

3. Would it be better to rent and save up my money to do a traditional loan under the L.L.C to limit exposure and to avoid heavy taxation? 

4. Due to the nature of my work, I may only be at this location for 6 months and I believe you must reside in a VA home two years before you can refinance. This would lock me out of utilizing my VA loan on the next jobsite which will be two years in length.

5. What are some ways you would utilize this situation in order to make the best of the benefits provided? 

Feel free to ask me any questions and critique in anyway. I feel I am going to get hammered on taxes if I purchase a third property under my name and not the L.L.C. 

Thank you in advance for any comments you may make, if anyone is in the Birmingham area and would like to meet up and network, please let me know.