Proper forum etiquette

[Robert J.]

Is it unwise to post details about a loan on the forum to get advice? 

[Caroline Gerardo]

When you apply for a loan the lender wants to know on the first call: location, value/sales price, property type, what your general net income was on your IRS taxes past 2 years, are you w-2 still, your FICO score range, how many properties you own, did you file a forbearance on a mortgage, market rents, around how much cash you have in checking to use or the down payment source... These pieces of information are the puzzle the lender needs. 

If you have a question about loan in process/loan stalled or you want to know if we can fix or get around your hurdle just ask. 

You do not put your social security number/date of birth/home address/phone on BP these are private. Keep your personal details silent. As with all things on the internet be careful with links and scams. You never should pay money up front for a loan commitment. You will pay for an appraisal upfront and the appraisal might not be transferable, but maybe is...

Check that the person has a valid NMLS number. Only hard money non owner or commercial don't need a license for some transactions.