How to Refi A Gator Loan With Bad Credit

[Michael Williams]

I used a Gator or Fixed Payback Short-term loan to buy a rental property. The loan is for 90 days and the full amount needs to be returned in that time. I did this because I wanted to get the property next to mom so I can control who stays next to her. I found out you still have to use your credit to get a loan against a property even if you have the HUD. Are there other options I have with bad credit to get long-term financing? Any advise would be helpful.