Refinancing VA loan. Do I have to? Is there another way?

[Saemi Jung]

Hi,

I am a first time buyer looking to buy a multiplex using the VA loan.

If I want to rent out all the units, do I have to refinance since the VA loan requires that it be your primary residence? Is there some other way? There's a property we want to purchase but only if we can move out in less than a year and completely rent out the units (I'd rather not commute long distance to work).

I believe I heard something about VA IRRRL loan. Is this something that we should consider? If so, is it easy to qualify? How much are the fees?

What are some other options? We are doing minimal down payment so I can't go with conventional. My husband is a disabled veteran if that helps in anyway. 

Your help/advise is appreciated.