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Updated over 3 years ago on . Most recent reply

Ethan Evans's profile image
Ethan Evans's profile image
Ethan Evans
  • Rental Property Investor
  • from Lansing, MI
  • Member since Nov 4, 2019
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Ethan Evans's profile image
Ethan Evans's profile image
Ethan Evans
  • Rental Property Investor
  • from Lansing, MI
  • Member since Nov 4, 2019
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Ethan Evans
  • Rental Property Investor
  • Lansing, MI
11
Votes |
36
Posts
Short-Term & Vacation Rental Discussions

Homeowners Insurance for Michigan STR-House Hack

Ethan Evans
  • Rental Property Investor
  • Lansing, MI
Posted

Hello, fellow Michigander HouseHackers!

Looking for recommendations on Home Insurance when househacking in Michigan, with a short term rental (STR)...

I was surprised to find out that USAA, my longtime insurer, doesn't cover Michigan homes with an STR. Who do you use and like, and who should I stay away from or not bother contacting. Thanks in advance!

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Sean Sloop's profile image
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Sean Sloop
  • Real Estate Agent
  • from Grand Rapids, MI
  • Member since Jan 20, 2016
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Sean Sloop's profile image
Sean Sloop's profile image
Sean Sloop
  • Real Estate Agent
  • from Grand Rapids, MI
  • Member since Jan 20, 2016
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Sean Sloop
  • Real Estate Agent
  • Grand Rapids, MI
224
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251
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Sean Sloop
  • Real Estate Agent
  • Grand Rapids, MI
Replied

I insure through Proper Insurance, basically they have a blended commercial & residential insurance product. Since STR is considered a business, traditional residential insurance companies dont cover STR.

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