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Updated over 3 years ago on . Most recent reply
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STR Loan / Refi Question
Hi! How have you all gotten around DTI without a formal lease in place. I am looking to purchase a property, I have purchased 2 this year that are now STRs, so I don't have a 12mo lease in place and I don't have a years of schedule E taxes?
Anyway around this huddle? Thanks! Also looking for great flexible lenders if you have recommendations as I would like to build a relationship with one (I am in FL).
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![Chris Bluem's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1023309/1621507679-avatar-chrisb509.jpg?twic=v1/output=image/crop=317x317@10x0/cover=128x128&v=2)
Has anyone created an LLC and created a long term lease between you and the LLC, and have STR revenue go to the LLC and then make lease payments to yourself? Would this get passed underwriting?