STR using 2nd home financing

[Lindsey Martzke]

I'm in the process of acquiring my first STR and am hoping to using 2nd home financing for the deal. What I am running into is, the lenders that I have been working with are stating that I need to purchase the property in my personal name, not my LLC. Is this the case for anytime you want to use a 2nd home loan or just dependent on the lender you are working with? I have asked if I can transfer it under my LLC down the road (sooner than later), my concern is that is will trigger the "due on sale clause". Is this the process others have used in the past? If the bank has is aware and allowing the transfer, they cannot trigger the due on sale clause, correct?