Lender not considering Short Term Rental Income

[Jason Wong]

I ran into the same situation like https://www.biggerpockets.com/forums/530/topics/714669-my-lender-will-not-consider-my-short-term-rental-income, and i currently have a vacation rental property that's doing very well, but my lender doesn't want to consider its income since It is less than 2 years old. Lender wants me to provide a long-term lease with security deposit instead. How common is it for people to make a bogus long term lease? 

[Jon Crosby]

@Jason Wong I would just shop for a new lender, there should be plenty of them that will consider your Schedule C or E income from your STR as qualified income. You shouldn't have to revert to mortgage fraud so I wouldn't consider doing that either. I can refer you to somebody if you are in California, so PM me if interested.