Rules surrounding vacation rental financing

[James Palassis]

I am considering purchasing a short term rental in an area that would see traffic 10 months out of the year. My question involves the financing of the deal. I have the deed to my primary home. Am I able to finance the vacation rental as a primary residence? Are there rules stating I must live in the rental a minimum number of nights for it to be considered owner occupied or primary residence? This property will be less than an hour away from my primary residence, so if it is a matter of my having to stay at the vacation rental a certain number of nights per year, I have no problem doing that. Any advice would be greatly appreciated.