Quickbooks .. or NOT for STR

[Keetaek Hong]

Quickbooks Online Pro recently bumped the price to $99/month. 

My wife and I only have <5 properties we are self managing. The old adage would say to use Spreadsheet. However, we found receipt management (downloading emails and pictures and saving them to Google Drive) to be so cumbersome and decided to join QBO train. We thought snapping receipt + sending invoice email directly to QBO was super attractive.

However, we are finding QBO to be also cumbersome and pricey

1) Personal credit card - If I mistakenly use personal CC, I have to manually create an entry (this happens quite often). 

2) Pricey - $99/month is now really adding up.

WE thought it would be a great early learning and investment to adopt QBO now as we scale (hopefully to MTR and LTR). But this is now costing me more time than good old spreadsheet other than receipt management. Any advice?