Short-Term & Vacation Rental Discussions
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated 5 months ago on . Most recent reply
![Ethan Farr's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2246206/1690599621-avatar-ethanf59.jpg?twic=v1/output=image/crop=514x514@0x63/cover=128x128&v=2)
Restricted or not?
I'm currently in the process of building a house for the purpose of STR in the Shell Knob area. I am in Barry County, so there's no planning and zoning. On top of that, there is no HOA. There are however recorded covenants against commercial property. It's been discussed around here that an STR may or may not be a commercial property…it's a bit of a grey area when it comes to STR's it seems. In my specific situation, the original developer is no longer in the area, and with no HOA or planning and zoning…..what if anything could be enforced against my plans for short term rental? Thanks for any help.
Most Popular Reply
![John Underwood's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/184593/1683201988-avatar-john05261.jpg?twic=v1/output=image/crop=658x658@0x1/cover=128x128&v=2)
You have to have a commercial STR insurance policy for a STR, so it wouldn't be hard for a disgruntled neighbor to make the argument that you are a commercial business as a STR.
So keep your neighbors happy.