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Updated over 1 year ago on . Most recent reply

Holly Barrett's profile image
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Holly Barrett
  • Real Estate Agent
  • from Dawsonville, GA
  • Member since Feb 11, 2017
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Holly Barrett's profile image
Holly Barrett's profile image
Holly Barrett
  • Real Estate Agent
  • from Dawsonville, GA
  • Member since Feb 11, 2017
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Holly Barrett
  • Real Estate Agent
  • Dawsonville, GA
143
Votes |
204
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Short-Term & Vacation Rental Discussions

Second Home Loans...3month occupancy?!

Holly Barrett
  • Real Estate Agent
  • Dawsonville, GA
Posted

Anyone else have underwriters question them on this Freddie Mac 3 month minimum occupancy requirement for Second Home Loans? Their guidelines say "Must be available 'preferably' over half of the year for personal use"...well I guess they can go walk around their property even if the guests are there ;) Fannie's guidelines are more vague so maybe that's the way to go with these. Any lenders have thoughts on this?

Atlanta, Georgia
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Sarah Kensinger's profile image
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Sarah Kensinger
  • Real Estate Consultant
  • from Ohio
  • Member since Feb 25, 2023
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Sarah Kensinger's profile image
Sarah Kensinger's profile image
Sarah Kensinger
  • Real Estate Consultant
  • from Ohio
  • Member since Feb 25, 2023
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Sarah Kensinger
  • Real Estate Consultant
  • Ohio
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Sarah Kensinger
  • Real Estate Consultant
  • Ohio
Replied

This must be new...it was always around 14 days.

  • Sarah Kensinger
  • [email protected]
  • 330-557-3021
    • 2 Votes
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