Lender needs a long term lease for refinance - can I lease to my LLC? Other ideas?

[Evan Holly]

I have a few successful strs in Georgia. I am looking to refinance a couple of them, however my lender requires 2 years of income shown, and I don't have that for these particular houses. They will, however, accept a long term lease. I read somewhere that it might be possible to long term lease them to my LLC, since the LLC is for the STR business, (essentially rental arbitrage myself). Anyone have thoughts on this? I'd love to hear!

[Zach Edelman]

Another vote for DSCR loans - plenty of DSCR lenders can qualify the rental income either with actual booking history or Air DNA depending on how long you've owned the asset and whether or not you rehabbed it (and how recently).