STR Damage Insurance - Direct Bookings

[Jasen Bankson]

Hey! I rent my home out for weekends about 5-7 times a year sometimes through AirBnb/VRBO, but some customers like to book direct and we can avoid fees and such of the third party. As such, I'm interested in a third party company that handles damage insurance and I can pay on a per booking basis. I have found a few (superhog, safely, proper?) and they appear to have decent coverage from what I see, but it sounds like reviews are mixed in terms of how customers feel about it considering they are not as well known as the booking companies. Does anybody have experience with any of these companies (or similar) and recommend a specific service? I'm mainly interested in damage insurance to cover accidental (or not) damage to contents of the property that could occur during a stay. Screening is nice, but in the end we do that already to some degree and don't do a real high volume, so that service isn't as valuable to us. Any recommendations? (This home is our primary residence and we do have an STR endorsement already on our homeowners policy)

[Sarah Kensinger]

Safely is great and a favorite with STR hosts, but they can be hard to get a hold of when you need to get info or set up a policy. Making claims is quick and easy though. Waivo is another great one that is a sister company to Proper Insurance which is only for homeowners, not small content items that have been damaged. So, you have two great options to choose from.