Wondering regarding cash out refinance on a 4plex using DSCR loans …

[Alfredo Rodriguez]

I currently have a 4 plex unit near bucs stadium in Tampa FL. In this 4plex 3 of the units are rented through STR (Airbnb, VRBO) the four unit I have it rented to a tenant with a 1 year lease. 3 units- STR bringing 2100-2400 a month as gross income with 85 %-92% occupancy rate. Net income is around 1800 per unit. The one year lease tenant it's paying $1600 per month regular rent share based on condition of this property. All for units are fully remodel.

I currently have a loan @ 7.5 percent 30 yrs amortized with a 3 year ballon. Crushing some number been conservative I believe I can sell this 4 plex for easily 800k. I don’t want to sell it however i currently own a note for 475k. So maybe cash out refi and recoup some of the cash I have on this deal. Initial acquisition was $650,000 dollars. We invest 25 percent down and have spend around 20k per unit in rehab. Thought…

Is there a way that a lender will consider my STR income based on what it's bringing and help me get a DSCR loan in the property ?