Mid Term rental on primary in San Diego?

[Jordan Ray]

Didn’t see a thread for midterm rentals so using the short term thread.

I have a portion of land on my Primary residence I will be putting a ADU on for mid term rentals to traveling nurses and college students.

My initial plan was to use a Heloc to finance this project but my concern is since it is on my primary residence I will not be able to refinance and pay the Heloc off like in a BRRRR deal and use the Heloc for further deals? Unless that is possible?

I also would like to avoid a cash out Refi since my current rate is 3.25.

What are your thoughts for a rookie investor?