Short-Term & Vacation Rental Discussions
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 3 years ago on . Most recent reply
![Felicia Lucco's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/977762/1642180398-avatar-flucco13.jpg?twic=v1/output=image/crop=300x300@0x30/cover=128x128&v=2)
Qualifying for a STR mortgage
Burning question... Is the rental income considered when qualifying for a vacation property loan?
I am looking to invest in one or more STRs. I have considerable savings, but my self-employment income is less than desirable. I have other means (a partner, good credit), but would really like to get at least one on my own.
I have a consult with a lender next month, in addition to STR boot camp, but I'm impatient.
Most Popular Reply
![Gerald Pitts's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/583345/1654193311-avatar-geraldpitts.jpg?twic=v1/output=image/crop=1200x1200@0x132/cover=128x128&v=2)
Brenna Carles with The Mortgage Shop. I think they're registered in most states. I haven't done a DSCR loan with them yet, but it's 15% down Brenna has done a ton of STR loans for Avery Carl/ Shower term Shop.
Originally posted by @Kerry Baird:
@Gerald Pitts, do you have a DSCR lender you love? I have used a couple...and actually want one to close. :D