Flood zone question

[John Mathew]

My client would like to know if the home is located in a flood zone. What is the best way for me to find out about this and address it to my client?

[Kyle J.]

@John Mathew You can lookup the address and see if the property is in a Special Flood Hazard Area (SFHA) here: 

https://msc.fema.gov/portal/home

(All flood zones beginning with the letter “A” or “V” are considered SFHAs.)

Just FYI, typically you’re only required to get flood insurance if the property is located in a SFHA, AND you have a mortgage loan on the property that is federally-insured (or your lender requires it). Otherwise it’s optional.