Landlord Insurance Policy Question

[Tim Coppola]

Hello all,

I have a question about landlord insurance policies. My insurance company just told me that when my landlord policy renews it will not include water backup coverage because I had a claim earlier in the year and they will not be able to put that on a policy for me until 2026. This seems rather weird that I can’t be covered for something that is completely out of my control if it happens again. If I get quotes from other insurance companies will I be told the same thing?

Thanks in advance for your responses,

Tim