House Hacking Question

[Charles DeRiso]

Just convinced my fiancé that we should do a house hack with a mother daughter home.

I live in an incredibly expensive market but there are mother daughter homes available.

Doing the math on a few properties I came to the conclusion that my pure cash flow would be close to break even until my PMI is paid off if I were to rent out both areas of the home however the pure cash flow isn't that significant (unless I am being too conservative with what I can get for rental income which I think I am as I am a CPA and I like to look at conservative numbers).

Basically my question is this - would it be worth it do a house hack if it's going to create a lower monthly mortgage payment (than if I bought a cheaper property that is SFH) for myself even if the property doesn't have that great of a pure cash flow even if I where to leave the house?