Where do tenants with bad credit live?

[Jon K.]

I was browsing rentals in my area and even in the cheap moderate ghetto, the rental listings have a credit/background check fee. We're not talking high end apartments, but the cheaper, older, less desirable neighborhoods even check credit. High-end rentals here require very good credit and large deposits. Larger apartment complexes here ask for all sorts of credit checks, rental, income, employment, etc. going years back. Even some of the "rooms for rent" here say "credit check required."

So, where do tenants with bad credit live?

Other than mom's basement, how do they find someone that will accept them?