Inheriting Tenants on House Hack First 3 Unit Multi (RI)

[Jackie Arrondo]

Hey Everyone!  Looking for some guidance as I am closing on my first investment property in RI that I'll be housing hacking. All units currently occupied, on month to month that haven't had paperwork since about 2017, and 1st/2nd units under market rent. Closing date was July 20th with the second floor unit (least qualified tenant/way under market) being vacant at closing.  Initially pushed closing out to this late b/c knew tenant would have to relocated.  However, there have been new developments and I am looking for some input:

• - My realtor contacted me yesterday saying that the 1st floor tenant would be moving (mother to second floor tenant).  No problem, I would go in and complete the renos needed on 1st floor and live in 2nd unit.

• - THEN found out the 2nd floor tenants apparent housing that was lined up fell through AND 1st floor not moving until July 31st. Thus seller's agent asking if I would push closing, move into 1st floor unit, and allow current 2nd floor tenant to stay.  This tenant has a dog & cat - I am not allowing pets nor does my home insurance. 

Trying to figure out best way to handle this situation and would appreciate any feedback/input! 

Thank you in advance.  I truly appreciate it!