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Updated over 2 years ago on . Most recent reply
Florida insurance for older roof (17 years)
My agent in Florida informed me that Universal Insurance Company of North America isn't renewing my policy for an Orlando rental property, which is apparently what they are doing for a lot of policyholders this year. When the agent then went to pull quotes for other carriers, they said nothing came up because my roof is "too old" (around 17 years). There are currently no active leaks and I would estimate at least another 2-5 years on it. Another agent told me the same thing. I have about 30 days left to find new coverage.
Anyone familiar with this issue in Florida and know what options or carriers could work for me until I actually need to replace the roof rather than being forced to replace it prematurely?
Most Popular Reply

@Jibu V. you probably need to go the last resort, Citizens (JUA). This is life right now. There has been so much insurance fraud, and the insurance companies don’t want to get stuck. We manage over 1400 homes all over Florida, as well as own investment properties, and this last year we have seen so many cancellations and increase insurance costs than ever before
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