Getting a mortgage with below average credit.

[Joseph M Postufka]

Hi,

I am a recent college graduate looking to get into my first rental property.  I have minimal credit at this point in my life, ergo a traditional mortgage is most likely not an option for me, at least not yet.  Is hard money my only other option to fund a property in the range of $80,000-$150,000?  I know there are many other ways to fund a project such as a partnership or other forms of creative investing, but I will need to fund almost the entire purchase using debt.  Does anyone have any suggestions or helpful advice from your first investment? Thanks. 

-Joe