Questions about house hacking

[Nathan Barshinger]

I'm starting to shift my focus and I really want to house hack a 4 plex in York, PA. Although I'm finding many, many more duplexes than I am quadplexes.

I'm wondering would it be smarter to wait and buy a quadplex with an FHA loan or 2 duplexes with one FHA and the other conventional.

Also, if I could find a duplex that is zoned for 3 or 4 units (which I believe is R3 and R4?) would that be my best bet although there will be more work involved?

A lot of things are going through my mind and I believe house hacking would be the best way to start investing for me.

[Matthew Brill]

The best thing is to get one! Using the FHA for the quad might be a more efficient use of capital but it's not worth delaying your first deal or passing up on a good deal.