Second home mortgage & Airbnb/VRBO

[James Peever]

Hello BP.

We've closed on a property in NY state using a traditional mortgage second home. 

We plan on using the property quite a bit ourselves for vacation/getaway purposes, but we want to know if we can also do some SRT when not in use? 

Are there potential hazards involved from the mortgage side of the company? What would happen if the mortgage company "called in" the mortgage? 

Can we do this or should it be refinanced into an investment loan? 

Thanks for all your help BP!