Is it always bad to offer a large sum/full rent up front?

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So we are about to get a pretty large settlement of about $30,000. I know a lot of landlords on here caution against people who offer the full lease or any large payment amount up front. But, is it always a bad thing or a red flag?

I mean if I went to someone here in Texas, where there is no limit to how much can be changed or paid, and said “we just got a large settlement and want to pay the entire year up front to ensure both our stability and your income are ensured;” does that risk being denied? Because that’s incredibly stupid if it is. We aren’t drug dealers or shady in any way. We are getting a settlement from a lawsuit, one of us is starting school and the other is starting a small business. This would prevent anyone from having to stress about whether rent would be paid or not.