The Trampoline Question, Again

[Jeff Carroll]

I have read through lots of threads about tenants putting up trampolines and why this is a concern.  I drove past one of my properties today and found that my tenant was installing a trampoline.  I have already reached out to my insurance agent to verify that this is indeed a problem (which I know it is), and I expect to hear back from him tomorrow (today is Sunday).

My bigger question is, assuming they will need to get rid of it, how can I convince them to do so if there is nothing in their lease about NOT allowing trampolines?  I am not necessarily anticipating any issues, but what would you do if one of your tenants came back and said no, it isn't expressly not allowed in the lease, so I am not getting rid of it?

Hopefully there won't be an issue, but I just want to be prepared if they do refuse to get rid of it.  

Of course, I have now modified my lease so that this won't be a problem in the future.  

[Nicole Heasley Beitenman]

Originally posted by @Jeff Carroll:

I called both my personal insurance company as well as the company my tenants have their renter's policy through, and surprisingly, neither of them exclude trampolines!  It was suggested by my insurer that I get my tenant to increase their liability limit to $1mm on their renter's policy.  If I do that, should I feel safe enough allowing them to keep the trampoline?

 If your insurance company AND the renter's insurance company are ok with it, you're fine. Just have the tenant sign a lease amendment acknowledging the trampoline is theirs, that they will remove it upon vacating the property, and that you are not responsible for damage to it or any injuries from it whether they be the tenant or a guest of the tenant.