Landlord liability insurance w/ Umbrella policy coverage

[Sandy Metivier]

Hi y'all.

I'm closing on a duplex in Ohio and I'm looking for some home insurance advice. 

• - I will not be living on this property
• - Duplex's s price is $90k in a C neighborhood

I already have Umbrella coverage of $5 mil (obviously this is not exclusively for this OH property). So I can count on this to protect me in the event coverage is needed outside of my landlord insurance.

Considering the umbrella policy, what is an appropriate amount of liability coverage needed in my Ohio duplex home/landlord insurance?

Any advice is appreciated. Thank you!

-Sandy