How Do I Avoid the "2 year" Rule ?

[Seth Crowder]

I bought my primary residence about a year ago with the plan to rent it out and buy a new primary home, however, I'm now learning that I am required to count the mortgage payment on my existing home against my income UNTIL I've shown rental income from it for 2 years!

In other words, I can't simply show a mortgage underwriter a lease agreement in order to remove the mortgage payment from my DTI calculation.

Are there any creative solutions to this problem like a trust, etc.?

Need the wisdom of some experienced folks.

Thanks in advance!