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Updated almost 4 years ago, 01/31/2021

User Stats

16
Posts
17
Votes
Mike Smith
  • Dayton, OH
17
Votes |
16
Posts

Multiple Insurance Claims (will I get dropped)

Mike Smith
  • Dayton, OH
Posted

Hi, 

I have a few rental properties (single family homes).  Not enough to have a full-time maintenance guy or anything like that.  I've had a few insurance claims over the years but not too many (mostly always had to do with water damage).  I recently switched all my insurance to USAA and had to put a claim in for a garage roof. Find out a few days later a pipe in the finished basement has been leaking for who knows how long and a small part of the ceiling caved.  

That means 2 claims on the same property in weeks.  I'm not concerned much about USAA and their polices on "too many claims were are going to drop you" although I've heard they are pretty strict.  I'm more interested in any input you may have on "rental friendly" insurance companies.  Anyone have to deal with multiple claims and getting dropped?  What did you do?  It's not like moving insurance companies fixes anything - they all look at your claim history when quoting you.

Thanks

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