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Updated about 4 years ago,

James R. Copeland's profile image
James R. Copeland's profile image
James R. Copeland
Pro Member
  • Investor
  • from Port Hueneme, CA
  • Member since Jun 2, 2017
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73
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34
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James R. Copeland's profile image
James R. Copeland's profile image
James R. Copeland
Pro Member
  • Investor
  • from Port Hueneme, CA
  • Member since Jun 2, 2017
Connect
James R. Copeland
Pro Member
  • Investor
  • Port Hueneme, CA
34
Votes |
73
Posts
General Landlording & Rental Properties

Does paying off a home loan lower HOI premiums?

James R. Copeland
Pro Member
  • Investor
  • Port Hueneme, CA
Posted

So I own some rentals with traditional loans, leveraged somewhere between 50-75% LTV each. Every so often I toy with the idea of paying one or two off, starting with the higher interest loans. Anyone know if, besides making the mortgage go away, would that also impact the Home Owners Insurance payments? Are there any other benefits to having a paid off loan that are lesser known?

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