How can I turn my primary residence into a rental?

[Austin Janiszewski]

How can I turn my primary residence into a rental property?

Is there a way to establish the property as a rental while still occupying?

[Steve Pickenpaugh]

You can easily rent out rooms while still occupying it.

I would carefully read your mortgage language if planning to move out to rent. Most loans are structured with the underwriters risk assessment based upon it being used solely as your personal residence. 

It sounds like you're essentially trying to "pre-list" it as a whole house rental though? If that is the case I would definitely consult your CPA about when to do repairs  etc if you are thinking of tax advantages. What is your long term exit strategy? The date you convert it will affect basis value and taxes if you ever sell.

Talk to your insurance agent first. Insurance for a rental will likely increase. 

I would also check into legal ramifications if you list it for rent but can't actually move on the agreed date.

Check local zoning ordinances for restrictions on rentals. Some only allow them in specific areas.

Get a handle on your neighbors attitude about living next to a rental. Some can turn into a nightmare when they realize they're not living next to a homeowner.