Landlord insurance policy

[Tuan Tran]

Been a landlord for the past 4 years and have not had any major issues with insurance...until last year.  Part of the roof was blown off by storm and decided to replace the roof.  Filed a claim with the insurance company...and it was very challenging.  From the policy/coverage to working with the insurance company (mostly with the ease of working with the insurance company) that was a big hassle.  Lack of engagement, adjuster not responding back, late responses, etc...in in the rear to work with.

I have rental properties in the DFW area. 

Wonder what others think of core/essential pieces of the policy for coverage.  For example, replacement cost vs actual cash value.  Any recommendations for agents or company.

Thanks,

tt