What does home insurance cover on my Duplex?

[Juan Esteban]

Hello, I am working on closing on my first duplex this month. I am using VA loan so i will be living on the right side for atleast a year. My question is, with the home insurance policy am I responsible for all repairs on the house (HVAC, Plumbing, etc.) or does the home insurance cover it for both sides? IDK if i explain it right but i will clarify any questions if necessary.

Thank you so much!