Advice on investment loan vs. FHA owner occ. loan

[Dan Crenshaw]

I recently found a multifamily property that looks like a really good deal. I talked to a few lenders, and it turns out my credit score is too low for an investment loan (mainly due to a short credit history). Even though my credit is gradually going up, I was wondering if I should wait until my score gets better, or possibly look into an FHA owner occ loan. I understand that one of those units would have to be my "primary residence", but I wouldn't be able to live there 100% of the time. I wouldn't want to do anything illegal, and was just looking for some advice and possibly and point in the right direction.

Thanks in advance.