First Rental - Out of State Applications

[Joey Yip]

I put my first rental house in Spring Hill TN last week. After a few showings, I received applications from a family of three from the Washington State. The wife is a licensed commercial real estate broker in Washington state and moving to join a brokerage in Nashville. They have planned the move for a while and did come visit Nashville in July. She provides an employment letter stating the start date in early November with a monthly base salary 3x more than the rent. However, she didn't have proof of income for 2019 because she was studying to get the broker license. So I'm asking her to provide the last 3 months bank statement. They want to move-in in 2 weeks.

Her husband is retired and getting social security. He had a DUI a few years ago. The couples had a failed business and filed a discharged Chapter 7 bankruptcy in 2017. However, both of them have credit score over 710 now.

Her daughter worked in California but decided to move to Nashville with her parents. She has a low credit score and seems max out all her credit cards and a few late payments. She is planning to find a job after moved. 

The wife is the main income resource and seems she uses all her current credit cards but no late payment. We had a video showing and they seemed very nice. The wife communicates with me very well, cooperates everything I ask and no problems to pay the deposit and rent. I still need to check her employment and previous landlords, but would you consider to give them an approval in this case? Thanks!