Lower unit water damage advice

[Jack Reed Durand]

I recently found out my rental condo has water damage in the bathroom from the unit above it. I believe it has been happening off and on for about two months. I called the owner and they offered to cut out and fix the drywall. I believe he is handy and can do the work.

Should I call my insurance and find out the best path forward? Or should I let him fix the unit? My number one worry is after a “visual inspection” for mold when we cut the wall out that we would then fix the walls and then it coming back to bite me later. But conversely if I let him fix it then we don’t need to get insurance involved.

This is my first rental so I’m unsure of how to proceed.

Thank you,

Jack