Separate pet damage insurance ?

[Andrea Hauserman]

I bought a 4-plex with 2 dogs in it...... except a few months later, there were dogs in 3 of the units, and # 4 had gotten a cat. Is there an insurance policy I could make the tenants buy that would cover their animals potential damage to my units? I am not going to make claims on my own insurance which would cause my premiums to skyrocket, but it would be a deterrent to say I require them to carry damage insurance specifically for their pets. Having cleaned up after a cat one time, a security deposit would not have covered what we had to do to remove the odor. I'm in Ohio if there's a state specific answer.