tenant's payments has been disputed via Cozy

[Dave Chow]

Recently one of our tenant's payments has been disputed via Cozy. It has been late for 13 days.

The tenant denied that they ever had disputed and refused to pay the late fees $250. But they stated to make the payment $1000 online on the 13th. So we did not receive the rent until The 20th. 

This tenant has been late for almost 10 times. Most time they made the full amount Including late fees. But everything  is well documented. They are inherited tenants so not sure exactly how they got screened. 

My questions are :

1)is it worth starting eviction process ? 

2) They never show renter insurance that is required by the lease agreement. Are those lease violations including 10 times late rent payment and no renter insurance good enough for eviction?  

Thank you