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Updated almost 5 years ago on . Most recent reply

User Stats

22
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12
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Christopher Deforest
  • Rental Property Investor
  • Redding, CA
12
Votes |
22
Posts

Insurance demanding proof PM or they will drop my policy

Christopher Deforest
  • Rental Property Investor
  • Redding, CA
Posted

Good morning all,

I am perplexed and have no idea how to reply to an email I received yesterday. It stated because I live out of state, I must show proof of a property management company or else my insurance will be cancelled. I've been insured for over 4 years through the same company (Erie) and have lived out of state the entire time. Has anyone else dealt with this before and are there recommendations for other insurance companies that are friendly towards out of state landlords? It's a basic landlord policy with umbrella insurance due to the property being a condo which is insured through the HOA. Thanks in advance for any insight!

  • Christopher Deforest
  • Most Popular Reply

    User Stats

    2,175
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    1,206
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    John Mocker#1 Insurance Contributor
    • Insurance Agent
    • Norwalk, CT
    1,206
    Votes |
    2,175
    Posts
    John Mocker#1 Insurance Contributor
    • Insurance Agent
    • Norwalk, CT
    Replied

    Christopher,
    If the Condo Association has a property manager check to see if that is enough. If not, I would look around to see. We have many markets for this type of coverage and some will not insure for out of state or owners living beyond a certain # of miles (50 for example). Other companies have no such restrictions.

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