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Updated almost 5 years ago on . Most recent reply

Yongjian Pan's profile image
Yongjian Pan's profile image
Yongjian Pan
  • Member since May 30, 2020
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Yongjian Pan's profile image
Yongjian Pan's profile image
Yongjian Pan
  • Member since May 30, 2020
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Yongjian Pan
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10
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General Landlording & Rental Properties

Mortgage Payments in Buying Homes

Yongjian Pan
Posted

Hi. I’m new to real estate investing. I’m wondering why does the first few years of mortgage payment are usually paid toward the interest of the loan, instead of to the principal + interest?  Also, why is amortization = annual debt services - interest paid for the year?

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