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Updated almost 5 years ago on . Most recent reply

Aaron K.'s profile image
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Aaron K.
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Aaron K.
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Aaron K.
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General Landlording & Rental Properties

Other Landlords What Do You Set Your Insurance Deductibles

Aaron K.
  • Specialist
  • Riverside, CA
Posted

I've recently been reviewing insurance policies and making some tweaks, I'm curious for you other landlords what do you set your deductibles at?  Also for those of you who have filed a claim, how much does your insurance go up across your other properties?  I'm fortunate to be inexperienced when it comes to insurance claims.

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Kenneth Garrett
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Kenneth Garrett
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@Aaron K.

I have my set my deductible at $5000.  I had to file a fire claim at $140,000.  No problem, make sure you include lost rents.  I was able to secure 12 months of rent while the large rehab, permits were taken care of. 

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